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Senior Credit AnalystApply Now Apply Later Job ID 553980BR Location Mumbai, Maharashtra, India Business Walt Disney International Brand Walt Disney International Date posted May. 09, 2018
Job Summary:Overall purpose of the role:-
Corporate Credit & Collections oversees the credit and collections function for the Walt Disney Company. In this capacity it is the purpose of Corporate Credit & Collections to maximize profitable sales, optimize cash flow, and minimize bad debt loss by performing all aspects of credit risk analysis.
Responsibilities:Areas of Responsibilitiy:
It is the responsibility of the Senior Credit Analyst to exhibit professional excellence by building customer and department relationships and communicating clearly and responsibly. The Senior Credit Analyst complies with Corporate Policy and Procedures through the completion of complex and highly visible credit reviews. The Senior Credit Analyst collaborates with the Credit Team and stakeholders to ensure that sales and purchases are credit assessed and evaluations are published in a timely manner. The Senior Credit Analyst ensures that systems containing credit risk information are updated to support accounts receivable reporting, portfolio analysis, bad debt reserves recommendations, and collaboration across the enterprise. The Senior Credit Analyst is accountable for meeting production requirements and service level agreements. In addition, responsibilities include mentoring, training, and overseeing the quality of the Credit Analysts’ work.
Credit Approval and Risk Mitigation
•Prepares and issues credit risk assessments and makes recommendations within approval authority
•Reviews and approves credit reviews of the Credit Analysts to ensure the information is accurate and well written
•When needed, meets with customers and Disney businesses to discuss risk mitigation which could include Letters of Credit, guarantees, securitization and/or deal and payment structure
•Makes recommendations for process improvements
•Oversees specific Disney portfolios and issues alerts, when necessary
•Participates in the development and implementation of new technologies to improve efficiency and effectiveness
•Coordinates tasks with the Credit Team to support systems changes or projects
• Updates Disney order approval systems as well as departmental systems
•Ensure the issuance of monthly and quarterly reports, reserve recommendations, Treasury Rep letter, Global Exposure report, as well as the preparation of credit portfolio reports
•Prepare ad-hoc reports to support business intelligence activities as per needed.
•Participates in discussions with stakeholders where business cases are complex
•Updates status reports of credit activities to measure performance
Knowledge of Letters of Credit and other security instruments
Basic Qualifications:Basic Qualifications & Work Experience:
• 3 years of experience in commercial credit analysis
•Bachelor’s degree in Business, Finance, Economics, Accounting or a non-business 4 year degree in combination with an MBA
Additional Information:Skills / Specialized Knowledge/Competencies
• Demonstrated knowledge and advanced skills in Excel or Access
• Proficient in advanced financial analysis
• Experience in credit approval of commercial loans in a financial institution is desired
• Strong communication skills, both written and verbal
• Experience communicating customer’s financial performance, providing risk conclusions, and suggesting collateralization instruments
Licenses / Training
• Training in Advanced financial/credit analysis
• Understanding of bankruptcy law
About Walt Disney International:
Working directly with amazing brands, you and your team will touch lives around the world. Get ready to be creative, work with advanced technology and grow your skills with a pioneer in entertainment and technology. Join us, and be part of the story.
About The Walt Disney Company:
The Walt Disney Company, together with its subsidiaries and affiliates, is a leading diversified international family entertainment and media enterprise with the following business segments: media networks, parks and resorts, studio entertainment, consumer products and interactive media. From humble beginnings as a cartoon studio in the 1920s to its preeminent name in the entertainment industry today, Disney proudly continues its legacy of creating world-class stories and experiences for every member of the family. Disney’s stories, characters and experiences reach consumers and guests from every corner of the globe. With operations in more than 40 countries, our employees and cast members work together to create entertainment experiences that are both universally and locally cherished.
This position is with UTV Software Communications Ltd., which is part of a business segment we call Walt Disney International.